As a supplement (or possibly in some more carefree circumstances, a substitute) to a psychometric assessment of risk tolerance, an adviser may sketch a chart like the one below and invite an investor to say which path they’d prefer to be on. The way a chart like this is usually presented ensures everyone picks B […]
When is the same investment return not the same investment return? In the graph below are three investment journeys. They all start and end in the same place. Without overthinking it, what is your intuitive answer to these questions: Which investor would be happiest with their returns at the end? Which would you rather have […]
Oxford Risk, one of Europe’s foremost risk profiling technology providers was last night given a prestigious editor’s award at the WealthBriefing European Awards 2019. The triumph is yet another milestone in the company’s drive to be recognised as one of the pre-eminent players in the competitive investor risk profiling space. Showcasing ‘best of breed’ providers in the global […]
Markets have fallen. A client calls their adviser. On their lips, a question perhaps as common as they come: what should I do? Some will want to sell in panic, fearing a further fall. Others will want to buy, to seize the opportunity of knock-down prices. Whichever way their speculation is swinging, there’s a temptation […]
Should the return an investor ‘needs’ to meet their set of goals be a consideration when deciding how much risk to take with a portfolio? It’s a tempting thought. It’s easy enough to calculate. It certainly sounds plausible. Unfortunately, it’s dead wrong. If the risk that you’re willing and able to take is not enough […]
On one side of the suitability dancehall stand investors. On the other, investments. In the middle, responsible for finding everyone a suitable dancing partner, sits an enormous elephant. The elephant wants to help. But it doesn’t know how. This makes everyone very embarrassed. They struggle to even look at the beastly blockade. Matching investors to […]
Why is it so hard for people to make good decisions around savings, investments and money in general? Will Beeson is joined by behavioural scientist Greg Davies, Head of Behavioural Finance at Oxford Risk, and Ella Rabener, co-founder and Chief Marketing Officer of Scalable Capital, to discuss. Click on the link below to listen […]
Anxiety Adjusted Returns – Overcoming the Cost of Being Human Watch Greg B Davies speaking at the HUM conference 2018 covering Anxiety Adjusted Returns
Risk profiling and behavioural-science specialist Oxford Risk has launched a new suite of scientifically validated end-to-end client suitability and behavioural-insight tools Combining quant-finance techniques with decades of behavioural-science research, the new Compass technology aims to better understand investors, improve their financial decisions, and match them to suitable investments. The comprehensive suitability suite helps advisers and […]
On June 4th 2018, at the EY offices in London, Our Head of Behavioural Finance, Greg B Davies and Carl Richards of Behavior Gap had a no-sacred-cows discussion on the most provocative frontiers of financial advice and suitability Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in […]